Senior Full-Stack Engineer, Payments (Remote · US + LATAM · Engineering)
This position, like all others posted here, has been manually reviewed by a person without the aid of artificial intelligence, in order to minimize the possibility that it does not match what was advertised.
Description
About the role
Build the rails that move money globally.
Every year, trillions of dollars cross borders — between people, businesses, and institutions. Most of it still moves through infrastructure built for a different era: slow, expensive, and opaque. We're rebuilding the rails. Palla powers instant cross-border P2P payments through APIs and white-label apps that financial institutions and fintechs embed into their own products, moving money globally in seconds.
We're backed by Revolution Ventures, Y Combinator, and Cowboy Ventures, and live with partners reaching 150M+ end customers across LATAM and the Caribbean (& expanding to new regions around the world!)
If you want to ship code that moves money at infrastructure scale, this is your role.
About the role
You'll join a world-class, AI-native engineering team operating with a level of leverage and speed that traditional orgs can't match. We ship weekly, not quarterly. Engineers talk directly to customers. Generalists own vertical slices end-to-end. Agents handle the toil; humans handle the judgment.
As a Senior Full-Stack Engineer, you'll own meaningful parts of the Palla platform end-to-end, including API design, backend services, partner integrations, white-label clients, and the infrastructure underneath. You'll ship to production weekly, on real payment rails, with all the rigor that demands.
What you'll do
- Design, build, and ship full-stack features across the Palla platform spanning APIs, services, clients, and infra
- Own production systems end-to-end, including on-call for what you build
- Integrate with partner APIs (banks, card networks, payout rails, KYC providers) and turn weeks of integration work into days
- Work directly with partners and our product team to translate real customer needs into shipped code
- Build with AI agents as teammates. Claude Code, Cursor, and the agent stack across our SDLC are core to how we work
- Help shape the engineering bar, hiring loop, and culture of an early team
What you bring
- 5+ years of full-stack engineering experience shipping production systems at meaningful scale
- Bachelor's degree in Computer Science, Software Engineering, or a related technical field
- Fintech or payments background. You've shipped code that moved money, handled PII, or interacted with regulated infrastructure (banks, card networks, KYC/AML, ledgers, settlement)
- True full-stack range across frontend, backend, and infra. No handoffs
- Owner mindset. You measure yourself in shipped outcomes, not tickets closed
- Product instinct. You'd rather talk to a customer than read a PRD about one
- AI fluency. You already build with agents and have opinions on where they're strong and where they break
- Scrappy and fast. You'd rather ship a working v1 on Friday than a perfect v2 next quarter
*salary range is experience & location dependent
Bonus points
- Experience with cross-border payments, remittances, or FX
- LATAM market experience or Spanish fluency
- You've operated a real agentic system in production, not a demo
- Early engineer experience at a Seed or Series A startup
What we offer
- Competitive base salary and meaningful founding-team equity
- Fully remote across the US and LATAM, with team gatherings a few times a year
- Top-tier AI tooling, fully expensed. Claude Code, Cursor, and whatever else makes you faster
- Direct access to leadership, partners, and customers. No layers between you and the decisions
- Real ownership of what you build, from architecture to production
- Health, dental, and vision coverage
- Learning budget for conferences, courses, and the tools that haven't been invented yet